UOB Bank provides a number of particular banking expert services built to meet the monetary requirements of people. Down below is an intensive overview that can assist you realize The important thing facets and offerings.
Types of Accounts
Price savings Account: This account helps you to spend less when earning curiosity.
Functions: Easy access, fascination earnings, nominal fees.
Benefits: Harmless place for your resources, probable progress through fascination.
Existing Account: Perfect for day-to-day transactions and managing charges.
Functions: Checkbook facility, overdraft security.
Positive aspects: Handy for normal payments and withdrawals.
Fixed Deposit Account: For the people seeking to gain greater fascination prices about a hard and fast time period.
Options: Set expression deposits, higher curiosity fees in comparison with price savings accounts.
Rewards: Safe financial investment alternative with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans that may be utilized for several purposes like training or property renovation.
Forms:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment terms, aggressive interest rates.
House Loans: Tailor-made answers for getting house or refinancing current mortgages.
Kinds:
Preset Rate Home Loan
Floating Rate Home Loan
Benefits: Different plans to suit individual needs, interesting premiums.
Charge cards
UOB delivers A variety of credit cards catering to distinctive life and paying routines:
Benefits Cards: Make details on just about every obtain which can be redeemed for presents or travel miles.
Cashback Playing cards: Get income rebates on daily expending for instance groceries and dining out.
Vacation Cards: Exclusive Positive aspects like air miles accumulation and travel insurance plan coverage.
Financial investment Companies
For people enthusiastic about expanding their prosperity through investments:
Unit Trusts * Diversified portfolio managed by gurus. * Appropriate for long-phrase advancement objectives.
Structured Deposits * Brings together the options of standard deposits with investment items. * Likely greater returns but with a few hazard involved.
Insurance policies Products and solutions
To protect by yourself and All your read more family members against unforeseen activities:
Daily life Coverage * Offers economic protection in the event of Demise or important health issues. * Can also function a financial savings Instrument dependant upon the plan preferred.
Health and fitness Insurance * Handles medical expenses including hospitalization costs. * Important for mitigating superior Health care charges.
Digital Banking Providers
Ease at your fingertips via electronic platforms:
World-wide-web Banking
Helps you to take care of your finances on the internet:
See account balances and transaction history
Transfer resources amongst accounts or pay out expenses
Submit an application for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cell apps:
Brief harmony checks
Mobile payment selections (QR code payments)
Notifications & alerts about account action
Using these thorough choices, UOB aims to deliver personalised banking options that cater precisely to specific specifications though making certain convenience and safety in all transactions.